is a huge amount of investment power! We advise you to seek a professional financial advisor to consider if FairVine is appropriate for you. Growth has a higher allocation to shares and property. At FairVine Super, we help couples share their superannuation when one partner has taken time off work or reduced their hours. [FairVine Super] Human Financial Pty Ltd (ABN 14 615 610 305) is the promoter of FairVine and an AFSL Corporate Authorised Representative (No. The fund offers two investment options, a balanced option and a growth option, with a flat fee of 1.2%. This means your retirement savings are not supporting companies involved in producing things like landmines, chemical and biological weapons, or depleted uranium weapons. You can also make personal contributions (up to a limit)Â at the super discounted tax rate of 15%. Some superannuation funds are very slow to release your savings and it may take up to 3 weeks to rollover your super. We also take the opportunity to ask some broader questions about superannuation that impact everybody. When you join FairVine, we will find any old super accounts and consolidate it into your FairVine account. You are allowed $25,000 in super contributions each year, at the low 15% tax rate. Simple. You just need to provide the details of your preferred super fund to your employer. Any advice provided is general in nature and does not take into consideration any personal goals, financial situation or needs. Combining all your super can save you money by not paying multiple fees, reduce your paperwork, and make it easier to keep track of your retirement savings. FairRewards is a shopping portal that allows you to earn anywhere between 2-20% cashback, which goes into your super account. Between them they manage over 8 trillion dollars and are world leaders in their fields. For most people earning at least $450 per month (before tax), employers are required, by law, to pay contributions directly into your super account. Furthermore it is calculated as a percentage of income, and Australian women earn, on average, 14% less than men. We encourage you to use the tools and information we provide to compare your options. This can be due to either physical or mental ill-health. Human Financial Pty Ltd (ABN 14 615 610 305) is the promoter of FairVine and an AFSL Corporate Authorised Representative (No. Products marked as 'Promoted' or 'Advertisement' are prominently displayed either as a result of a commercial advertising arrangement or to highlight a particular product, provider or feature. There are many causes behind the super gap. Is … TPD (Total and Permanent Disablement) insurance provides a lump sum benefit if you suffer an illness or injury that leaves you totally and permanently disabled. Join the FairVine community today, to use our award-winning tools to reach for real financial freedom. When do my TopUps and RoundUps get processed? We have one super simple fee structure - 1.2 % pa of your super balance; no other fees. We chose these after talking with Australian women and seeking to understand their spending and saving habits - we want to make it easy to save. The amount of default Life and TPD cover you will receive vary according to age, and the premium rates depend on your age, gender and occupation classification. I have insurance with my current super fund. Some of the eligible retailers include THE ICONIC, Menulog and Microsoft. Compare your broadband and make sure you've got enough speed. You can change your investment option at anytime, just click balanced or growth in your FairVine member portal and confirm. Your employer makes contributions, and you can also make contributions yourself. According to the ASIC website, the benefits of having all your super in one account include: We make it easy to combine super - we can help find it and consolidate it. What are carry-forward concessional contributions? To build our own wealth. Subscribe to Equity Mates Investing Podcast, social media channels, Thought Starters mailing list and more here. We also do not charge for less common super fund actions such as family law splitting, as most other funds do. Please note that there is a buy/sell investment spread charged when you switch between investment options. Track your credit score If you increase your cover over $500,000, our life insurance company (HannoverRe) will ask you to answer a more detailed questionnaire. Just click here and signup to FairVine. Ever wondered what it’s like to have financial freedom? FairVine is a superannuation fund designed for women. We compare from a wide set of banks, insurers and product issuers. All you need is your TFN, we will do the rest for you. Please refer to our, A better score could get you a better deal , Track your credit score for free in the Finder app, finder.com.au is a financial comparison and information service, not a bank or Super is designed to fund your retirement, however there are very limited circumstances that allow you to access your super early, under specific medical conditions or severe financial hardship. Disclaimer - Hive Empire Pty Ltd (trading as finder.com.au, ABN: 18 118 785 121) provides factual information, general advice and services on financial products as a Corporate Authorised Representative (432664) of Advice Evolution Pty Ltd AFSL 342880. At FairVine, we think that your fees should go on pause too. We advise you to seek a professional financial advisor to consider if FairVine is appropriate for you.\r\rYou should consider the Product Disclosure Statement and Financial Services Guide at https://www.fairvine.com.au/legal/ carefully before deciding whether to apply for FairVine. There is no need to contact your current super fund to switch accounts. Making extra contributions into your super can be difficult. FairVine Super in action Women in Financial Services Awards: FairVine is issued by Aracon Superannuation Pty Ltd (ABN 13 133 547 396) as Trustee of the Aracon Superannuation Fund (ABN 40 586 548 205). FairVine Super is a superannuation fund for Australian women. 100% ethical investments. All you need is your TFN, we will do the rest for you. FairVine has chosen experienced investment managers to run your super investments. 001271291) of Warrington Scott Pty Ltd (AFSL 478958). We have built a range of tools and benefits to boost and protect women‘s super balances. We understand that COVID-19 shut-downs mean many have lost their jobs. We sat down with Rachel Hamlen, who is the Head Of Customer Experience at FairVine Super, to help us unpack some of the reasons why 1 in 3 women retire with no superannuation at all. We partnered with Hannover Re to offer insurance that is affordable so you can plan for your retirement and know that you will be covered for unexpected events.
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